2019 Goals Check-Up

As a reminder, these were my three goals elevated to “Resolution Status” this year:

1) Pay off one major and 2 minor lines of credit
2) Institute a one-paycheck waiting period for all unnecessary, un-budgeted purchases
3) Publish two books

The first one is nearly done, and it would already be done if not for some unexpected expenses that came up this summer. I’ve paid off two minor credit lines, and the third will be done in October. I was actually really hoping to pay down more on several larger credit lines, but…well, we do what we can. As a side-goal to this, I’ve been paying very close attention to my finances and budgeting every single week. It’s been a little tough here and there, but overall, I’m optimistic that I’ll be able to pay down the outstanding debts faster, and start saving a decent chunk every month as well.

The second resolution has been more difficult, mostly just because several things came up that were time-sensitive right at the start of the year, and…well, I needed to act quickly, or forgo whatever it was. I opted to “do the things”, and they were fun, but they did cut into the budget and set me back, which was the whole reason for the “rule” in the first place (to avoid being set back). And then of course I had several un-budgeted but necessary things come up this summer, so…yeah. The finance thing isn’t going as well as I’d hoped, but it is still moving in the right direction. I am trying to stick to the resolution for the rest of the year, but we’ll see how well I do budgeting ahead of time for things like Christmas gifts. I should start thinking about that…well, yesterday. Hmm.

As for the third thing…so far, it’s a complete and total bust. I keep trying to reclaim my writing time, and life just…happens. I really have no guaranteed quiet time at home until after midnight, and then it’s almost too late (depending on whether I want time to read as well, which is important – you really do have to be a reader to write, and I haven’t been reading nearly enough lately). As far as working on edits and rewrites and all the various stuff that goes with actually publishing (formatting, cover art, etc)…wow. I’ve not been making the time I need to for that, and given the time it takes to publish one book (much less two), I’m not sure I’m going to make it. Which is, frankly, quite depressing.

I do have a plan for more writing, and that started today. I’ve got some new routines in place that should help, and some new “rules” for myself that will hopefully reset my priorities to “writing before fun” in my off-day-job hours. I don’t really know what to do about the publishing side of things yet, but…getting back to a very regular writing routine would help a great deal on the writing side.

I do have a couple of books that are published in ebook format, but not in print yet. I think I’ll work on getting the print copies of those done and out first, and then maybe that will be enough to establish routines for getting those types of tasks done. Both books are good Halloween/creepy type stories, so those would be good to have available by October. A tight time frame, but maybe that’s exactly what I need.

There are four months left in the year. *sigh* Writing and publishing are definitely going to be my top priorities for that time. Even if I don’t make the goal, I want to put as much effort into it as possible. So…onward.

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