Do you monitor your credit? I haven’t for a long time, mostly because I know Experian has my file messed up, and they pretty much refused to fix it last time I contacted them about it. It’s incredibly frustrating because my maiden name is essentially the same as my dad’s name (James/Jamie), which means even when I contact creditors to have them tell Experian that a line of credit isn’t mine, they get confused too due to the name thing. The last two times I applied for a home loan, I had to write and collect a bunch of letters from my dad and to Experian in order to prove that the lines of credit that are his aren’t mine, and vice versa. It’s insanely annoying.

Enter the great Equifax hack of…well, last spring, I guess. No, I didn’t go look to see if I was affected…I mean, I think it’s safe to assume that my data is out there in the ether. I’m still a bit shocked that they cared so little about security as to ignore three warnings and also failed to update their system with prompt patching (mostly because I’m a database admin, and I am completely paranoid/anal about doing whatever’s necessary to keep the data I’m responsible for safe). But then I think about the customer “service” I’ve received from them in the past, and I’m not so shocked anymore.

In any case, the leading suggestion for keeping your data safe is to freeze your credit report accounts and keep them frozen until/unless you need to apply for credit. Which is something I can’t do, because of the mess with my dad’s records being mixed up with mine. Until/unless that gets fixed, freezing my account could freeze his, and vice versa, and getting it unfrozen could be…well, practically impossible. It’s not worth the risk, and that means no using companies like LifeLock, etc either (since that’s basically what they do for their “protection” services.

But, I have signed up for a free credit monitoring account with Credit Sesame (highly recommended, pulls from all three credit reporting companies, doesn’t lock credit accounts), and I’ll probably spring for one of the lowest monthly tiers for a monthly credit report from all three companies. Just to keep a better eye on things than I do now (which is pretty much ignoring it as much as possible).

Heck, maybe it’ll be good motivation to get some credit paid down. If nothing else just to have more money to pay for the credit monitoring. *sigh*

Aside from that, it was back to work last week, and predicatably my writing output took a bit of a header. But it’s all good, because I started using my very low-tech Alphasmart Neo for all of my late-night writing sessions, and I have to say, I wish I’d done that sooner. So much easier to focus – I started a new story, worked on a different short story, and I’m excited about what I might be able to get done using that method going forward. Focus is good. Focus is everything when it comes to writing.

I’ve also been thinking a lot about crochet/knitting lately, and how I’d love to get back to that on a regular basis. Last week the weather turned cold pretty suddenly as a cold front came through, and I took my fingerless gloves to work. They helped a little, but not a lot because they’re thin. And then I thought about the absolutely gorgeous, soft, fuzzy yarn I bought last weekend, and how warm and cozy that would be for fingerless gloves, and now I’m really wanting to make a pair (or several, in different colors) for the office when it’s cold (so, always).

So that’s a project I want to start this week. I should be able to work on those during the hour in the evenings I watch TV with hubby. As long as I use a somewhat simple pattern, anyways. Though I kind of want to try crochet cables, and that would be a nice, small project to learn them on.

I’ve been thinking about my stamp collection lately too, and my comic books, and my to-be-read pile.

Retirement is only…what…25 yrs away?

I should probably start buying lottery tickets again.